What is life insurance?
Life insurance is an important way to protect your family in the event of a loved ones’ death. It could be the most important purchase you make for your family. Life insurance provides money to your beneficiaries to use as they need. Following a death, your family may need to pay for funeral expenses, uninsured medical costs, a mortgage and any outstanding debt. Their future needs may include making up for lost income, education expenses, medical care or retirement expenses.
It’s always hard to lose someone you love. But you can prevent financial difficulties during this time with good financial planning. We offer temporary and permanent solutions that are designed for low cost.
There are two different categories of life insurance:
Term life insurance
Affordable life insurance that covers a specific period of time that you choose. Your coverage expires at the end of the term.
Permanent life insurance
Life insurance that provides lifelong protection for your family’s long term needs.
Why do I need it?
To ensure that your family is financially protected in the event of a loss, you need life insurance to help with:
- Lost income
- Living expenses
- Funeral expenses
- College expenses
- Mortgage payoff
- Outstanding debt
- Retirement income
For further questions, call our offices at 210-949-0002 to speak with a representative.