What is disability insurance?
If your paycheck suddenly stopped today, what would you do? 70% of the working population lives paycheck to paycheck1. It could be a financial concern if you suffer a disabling injury or sickness. A disability plan offers you income protection when you are disabled and cannot work. Plan benefits are paid directly to you and can be used however you like. Consider it insurance on your income!
You choose the amount of coverage that bests fits you, based on:
- How much you can afford
- Your income needs
- Days before it’s active
- Any additional riders
Why do I need it?
Lost income due to a disability, combined with added medical expenses can be overwhelming. Disability causes nearly 50% of all mortgage foreclosures each year2. Disability insurance can help give you the peace of mind you deserve.
1 “Worker Disability Planning and Preparedness Study.” Council for Disability Awareness. 2010. Web. 24 Mar. 2011.
2 “Preparing for Disability.” Council for Disability Awareness. 2010. Web. 24 Mar. 2011.
For further questions, call our offices at 210-949-0002 to speak with a representative.